:root{--dark:#14202b;--dark2:#1d2e3d;--acc:#f5a300;--acc2:#ffb92e;--green:#1f9d55;--bg:#f5f6f8;--txt:#1b2733;--muted:#5b6876;--line:#e1e5ea;--r:14px}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--txt);background:#fff;line-height:1.6;font-size:17px}
a{color:inherit}
.wrap{max-width:1140px;margin:0 auto;padding:0 18px}
.top{background:var(--dark);color:#fff;font-size:14px;padding:8px 0;text-align:center}
.top b{color:var(--acc2)}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
header .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{font-weight:800;font-size:22px;text-decoration:none;letter-spacing:-.5px}
.logo span{color:var(--acc)}
nav a{text-decoration:none;margin-left:22px;font-size:15px;color:var(--muted)}
nav a:hover{color:var(--txt)}
.btn{display:inline-block;background:var(--acc);color:#14202b;font-weight:800;text-decoration:none;border:0;border-radius:10px;padding:14px 22px;font-size:17px;cursor:pointer}
.btn:hover{background:var(--acc2)}
.btn-dark{background:var(--dark);color:#fff}
.btn-dark:hover{background:var(--dark2)}
.hero{background:linear-gradient(135deg,#14202b 0%,#22384b 100%);color:#fff;padding:56px 0 64px}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:44px;align-items:start}
.pill{display:inline-block;background:rgba(245,163,0,.15);color:var(--acc2);border:1px solid rgba(245,163,0,.4);border-radius:99px;padding:4px 14px;font-size:14px;font-weight:600;margin-bottom:18px}
h1{font-size:42px;line-height:1.15;letter-spacing:-1px;margin-bottom:18px}
.hero p.lead{font-size:19px;color:#cdd7e1;margin-bottom:26px}
.hero p.lead b{color:#fff}
.checks{list-style:none;margin-bottom:28px}
.checks li{padding-left:30px;position:relative;margin-bottom:10px;color:#e6ecf2}
.checks li:before{content:"✓";position:absolute;left:0;top:0;color:var(--acc2);font-weight:800}
.call{display:flex;align-items:center;gap:14px;flex-wrap:wrap}
.call small{color:#9fb0c0}
.card{background:#fff;color:var(--txt);border-radius:var(--r);padding:26px;box-shadow:0 18px 40px rgba(0,0,0,.25)}
.card h2{font-size:22px;margin-bottom:4px}
.card p.sub{color:var(--muted);font-size:15px;margin-bottom:16px}
form .row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
label{display:block;font-size:14px;font-weight:600;margin:10px 0 4px}
input,select,textarea{width:100%;padding:11px 12px;border:1px solid #cfd6de;border-radius:9px;font:inherit;font-size:16px;background:#fff}
textarea{min-height:70px;resize:vertical}
.privacy{display:flex;gap:8px;align-items:flex-start;font-size:13px;color:var(--muted);margin:14px 0}
.privacy input{width:auto;margin-top:4px}
form .btn{width:100%;margin-top:4px}
.hp{position:absolute;left:-9999px}
section{padding:68px 0}
section.alt{background:var(--bg)}
.sec-head{text-align:center;max-width:720px;margin:0 auto 40px}
.sec-head .kick{color:var(--acc);font-weight:700;font-size:14px;text-transform:uppercase;letter-spacing:1px}
h2.t{font-size:32px;line-height:1.2;letter-spacing:-.5px;margin:6px 0 12px}
.sec-head p{color:var(--muted)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.box{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px}
.box h3{font-size:19px;margin-bottom:8px}
.box p{color:var(--muted);font-size:16px}
.num{display:inline-flex;width:40px;height:40px;border-radius:50%;background:var(--dark);color:var(--acc2);font-weight:800;align-items:center;justify-content:center;margin-bottom:12px}
.ico{font-size:30px;margin-bottom:8px}
.twocol{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.list{list-style:none}
.list li{padding:12px 0 12px 32px;border-bottom:1px solid var(--line);position:relative}
.list li:before{content:"▸";position:absolute;left:6px;color:var(--acc);font-weight:800}
.note{background:#fff8e6;border-left:4px solid var(--acc);padding:16px 18px;border-radius:8px;font-size:15px;color:#5a4a1f;margin-top:18px}
.areas{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.area{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px}
.area h3{display:flex;align-items:center;gap:10px;font-size:20px;margin-bottom:12px}
.badge{font-size:12px;font-weight:700;background:#e3f5ea;color:var(--green);border-radius:99px;padding:3px 10px}
.tags{display:flex;flex-wrap:wrap;gap:8px}
.tags a,.tags span{text-decoration:none;font-size:15px;background:var(--bg);border:1px solid var(--line);border-radius:8px;padding:6px 12px}
.tags a:hover{border-color:var(--acc)}
.other{margin-top:22px;background:var(--dark);color:#fff;border-radius:var(--r);padding:24px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.other p{color:#cdd7e1}
details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:12px;padding:0 20px}
summary{cursor:pointer;font-weight:700;padding:18px 0;list-style:none;position:relative;padding-right:30px}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";position:absolute;right:0;top:14px;font-size:24px;color:var(--acc)}
details[open] summary:after{content:"–"}
details p{color:var(--muted);padding-bottom:18px}
.faq{max-width:820px;margin:0 auto}
.partner{background:linear-gradient(135deg,#f5a300,#ffbf3d);color:#14202b}
.partner .wrap{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.partner h2{font-size:28px;line-height:1.2}
footer{background:var(--dark);color:#9fb0c0;font-size:15px;padding:48px 0 90px}
footer .cols{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:28px;margin-bottom:30px}
footer h4{color:#fff;font-size:15px;margin-bottom:10px}
footer a{display:block;text-decoration:none;margin-bottom:6px}
footer a:hover{color:#fff}
footer .legal{border-top:1px solid #2b3e50;padding-top:20px;font-size:13px}
.sticky{display:none;position:fixed;left:0;right:0;bottom:0;z-index:30;background:var(--dark);padding:10px 14px;gap:10px}
.sticky a{flex:1;text-align:center;padding:13px 8px;border-radius:10px;font-weight:800;text-decoration:none;font-size:16px}
.sticky .c{background:var(--acc);color:#14202b}
.sticky .f{background:#2e4558;color:#fff}
@media(max-width:900px){
 .hero .wrap,.twocol,.areas{grid-template-columns:1fr}
 .grid3{grid-template-columns:1fr}
 .grid4{grid-template-columns:1fr 1fr}
 footer .cols{grid-template-columns:1fr 1fr}
 nav{display:none}
 h1{font-size:32px}
 h2.t{font-size:26px}
 .sticky{display:flex}
}
@media(max-width:520px){form .row{grid-template-columns:1fr}.grid4{grid-template-columns:1fr}footer .cols{grid-template-columns:1fr}}

.crumbs{font-size:14px;color:#9fb0c0;margin-bottom:14px}
.crumbs a{text-decoration:none;color:#cdd7e1}
.crumbs a:hover{color:#fff}
.page-hero{padding:44px 0 52px}
.content{max-width:780px}
.content h2{font-size:26px;line-height:1.25;margin:34px 0 12px;letter-spacing:-.3px}
.content h3{font-size:20px;margin:24px 0 8px}
.content p{margin-bottom:14px}
.content ul,.content ol{margin:0 0 16px 22px}
.content li{margin-bottom:6px}
.content a{color:#b36b00;font-weight:600}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:44px;align-items:start}
.side{position:sticky;top:84px}
.side .card{box-shadow:0 10px 30px rgba(20,32,43,.12);border:1px solid var(--line)}
.cta-box{background:var(--dark);color:#fff;border-radius:var(--r);padding:26px;margin:34px 0}
.cta-box h3{font-size:21px;margin:0 0 6px}
.cta-box p{color:#cdd7e1;margin-bottom:16px}
.meta{color:#9fb0c0;font-size:14px;margin-top:6px}
.posts{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.post{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;text-decoration:none;display:block}
.post:hover{border-color:var(--acc)}
.post h3{font-size:18px;line-height:1.3;margin-bottom:8px}
.post p{color:var(--muted);font-size:15px}
.post span{display:inline-block;margin-top:10px;color:#b36b00;font-weight:700;font-size:14px}
.simple{max-width:820px}
.feat{margin:0 0 26px}
.feat img{width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;border-radius:var(--r);display:block}
.post img{width:calc(100% + 44px);margin:-22px -22px 16px;height:auto;aspect-ratio:16/10;object-fit:cover;border-radius:var(--r) var(--r) 0 0;display:block}
.post{overflow:hidden}
.pic{width:100%;height:auto;border-radius:var(--r);display:block;box-shadow:0 12px 30px rgba(20,32,43,.15)}
.simple h2{font-size:22px;margin:26px 0 8px}
.simple p,.simple li{margin-bottom:10px}
.simple ul{margin-left:22px}
@media(max-width:900px){.layout{grid-template-columns:1fr}.side{position:static}.posts{grid-template-columns:1fr}}